Lai Lai PRO

PayJustNow

Buy now, pay later — interest-free or over 12 months

📋 How PayJustNow Works

Thank you for your interest in repairing your device or purchasing a phone or laptop using PayJustNow (buy now, pay later).

Payment Provider

Lai Lai PRO is not a credit provider. For PayJustNow transactions, all applications are processed directly by PayJustNow, a third-party buy-now-pay-later service. They determine your eligibility and manage your payment plan. To apply, please visit PayJustNow's website.

How It Works

Once your PayJustNow application is approved, you can use your approved credit to purchase your device from Lai Lai PRO. After approval, return to Lai Lai PRO to choose your preferred item and complete the purchase using PayJustNow at checkout.

Inquiries

Any inquiries or questions regarding your PayJustNow application should be directed to PayJustNow directly, as they handle the entire payment process.

Declined Applications

In the event that PayJustNow declines your application for any reason, Lai Lai PRO is unable to assist further. However, we offer alternative payment methods: Mobicred Credit (12-month credit facility) or Lay-by (receive the device only after completing payment in full).

To help you estimate your payments, please use the calculator below.

Available Plans

PAY IN 3Interest-Free

Split your purchase into 3 equal payments with zero interest.

✓1st payment at checkout

✓2nd payment after 1 month

✓3rd payment after 2 months

★No interest, no fees if paid on time

Best for: Smaller purchases

PAY IN 12With Interest

Spread your payments over 12 months via debit order.

✓1st payment at checkout

✓11 monthly debit orders

✓Interest is personalised per customer

✓Exact rate shown upfront before approval

Best for: Bigger purchases

Transparency

With Pay in 12, interest is charged, but the exact rate is personalised for each customer and clearly shown upfront before approval. This ensures full transparency with no hidden costs.

Important

Make sure to pay on time to avoid any penalties. Late payments may result in additional fees and could affect your credit profile.

Alternative Payment

If PayJustNow doesn't work for you, we also offer Mobicred Credit or Lay-by as alternative payment options.

👤 Your Details

Please fill in your details to access the PayJustNow calculator

Payment services provided by PayJustNow. Lai Lai PRO is not a credit provider.